Skip to content

Quote engine

Compare term life quotes.

Six answers, real carrier rates, no contact details required.

Your answers

Gender used for rating
Term length
Your health, honestly
Tobacco or nicotine

Quotes shown here apply to California residents. The quote tool does not request your name, contact number or email address.

How to read the results

Monthly premium shows what the carrier would charge each month for your chosen amount, duration and health tier. Rate classification specifies the tier the quote assumes; carriers confirm the final classification during underwriting. Medical requirement indicates if a paramedical exam is anticipated, though many rapid-underwriting programs waive exams for qualifying applicants. Financial rating comes from A.M. Best's assessment of the carrier's fiscal stability.

Clicking Apply brings up a protected application pre-populated with your information. The application runs through the carriers' service and is processed by Susman Insurance Agency, a California-licensed agency (License 0B75129). Pausing and resuming is possible at any point, and no agreement is effective until an insurer issues a policy that is both accepted and paid.